Rates
Current Rates

Interest Rates and Annual Percentage Yields are current as of today's date.

Interest earnings on the schedule below are subject to change without notice. Please contact an Account Representative for current rates on the date your account is established.

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Certificates of Deposit

Terms Interest Rates APY
Certificates under $100,000.00:     
7 Days 0.55 0.55
30 Days 0.55 0.55
60 Days 0.65 0.65
90 Days 0.65 0.65
180 Days 1.00 1.00
365 Days (comp semi-annually) 1.047 1.05
18 Month (comp semi-annually) 1.246 1.25
24 Month (comp semi-annually) 1.345 1.35
36 Month (comp semi-annually) 1.693 1.70
48 Month (comp semi-annually) N/A N/A
60 Month (comp semi-annually) N/A N/A
     
Certificates over $100,000.00:     
7 Days 0.60 0.60
30 Days 0.60 0.60
60 Days 0.70 0.70
90 Days 0.70 0.70
180 Days 1.05 1.05
365 Days (comp quarterly) 1.095 1.10
18 Month (comp quarterly) 1.244 1.25
24 Month (comp quarterly) 1.343 1.35
36 Month (comp quarterly) 1.689 1.70
48 Month (comp quarterly) N/A N/A
60 Month (comp quarterly) N/A N/A 


Money Market (Average Daily Balance)

Terms Interest Rates APY
$500.00 to $2,499.99 0.40 0.40
$2,500.00 to $24,999.99 0.45 0.45
$25,000.00 to $99,999.99 0.50 0.50
$100,000.00 to $999,999.99 0.55 0.55
$1,000,000.00 and over 0.60 0.60


NOW Checking (Average Daily Balance)

Terms Interest Rates APY
$500.00 to $2,499.99 0.20 0.20
$2,500.00 to $24,999.99 0.25 0.25
$25,000.00 to $99,999.99 0.45 0.45
$100,000.00 and over 0.50 0.50


Savings (Average Daily Balance)

Terms Interest Rates APY
$100.00 and above 0.50 0.50


Individual Retirement Account (IRA)

Terms Interest Rates APY
6 Months Fixed Rate < $100,000.00 0.60 0.60
6 Months Fixed Rate > $100,000.00 0.95 0.95
18 Months Fixed Rate < $100,000.00 0.996 1.10
18 Months Fixed Rate > $100,000.00 1.145 1.15


Treasury Index

Terms Interest Rates APY
$10,000.00 and above Contact an Account Representative for current rates  
Under w/-2.50% decrease Contact an Account Representative for current rates