Rates
Current Rates

Interest earnings on the schedule below are subject to change without notice.  Additionally, changes to interest rates and annual percentage yield (APY) may not be reflected on this page.  Please contact your account representative for current rates on the date your account is established.

Certificates of Deposit

Terms Interest Rates APY
Certificates under $100,000.00:     
7 Days 0.40 0.40
30 Days 0.40 0.40
60 Days 0.55 0.55
90 Days 0.55 0.55
180 Days 0.95 0.95
365 Days (comp semi-annually) 0.998 1.00
18 Month (comp semi-annually) 1.147 1.15
24 Month (comp semi-annually) 1.246 1.25
36 Month (comp semi-annually) 1.594 1.60
48 Month (comp semi-annually) N/A N/A
60 Month (comp semi-annually) N/A N/A
     
Certificates over $100,000.00:     
7 Days 0.45 0.45
30 Days 0.45 0.45
60 Days 0.60 0.60
90 Days 0.60 0.60
180 Days 0.95 0.95
365 Days (comp quarterly) 0.996 1.00
18 Month (comp quarterly) 1.145 1.15
24 Month (comp quarterly) 1.244 1.25
36 Month (comp quarterly) 1.590 1.60
48 Month (comp quarterly) N/A N/A
60 Month (comp quarterly) N/A N/A 


Money Market (Average Daily Balance)

Terms Interest Rates APY
$500.00 to $2,499.99 0.30 0.30
$2,500.00 to $24,999.99 0.35 0.35
$25,000.00 to $99,999.99 0.40 0.40
$100,000.00 to $999,999.99 0.45 0.45
$1,000,000.00 and over 0.50 0.50


NOW Checking (Average Daily Balance)

Terms Interest Rates APY
$500.00 to $2,499.99 0.15 0.15
$2,500.00 to $24,999.99 0.20 0.20
$25,000.00 to $99,999.99 0.40 0.40
$100,000.00 and over 0.45 0.45


Savings (Average Daily Balance)

Terms Interest Rates APY
$100.00 and above 0.35 0.35


Individual Retirement Account (IRA)

Terms Interest Rates APY
6 Months Fixed Rate < $100,000.00 0.50 0.50
6 Months Fixed Rate > $100,000.00 0.85 0.85
18 Months Fixed Rate < $100,000.00 0.90 0.90
18 Months Fixed Rate > $100,000.00 1.00 1.00


Treasury Index

Terms Interest Rates APY
$10,000.00 and above 1.74 1.75
under w/-2.50% decrease 0.00 0.00