Types of Mortgage Loans
Conventional Loan
If you have a high enough credit score and a large enough down payment, a conventional mortgage might be right for you.
- Low Down Payment
- Competitive Interest Rates
- Low Mortgage Insurance
- Manufactured Housing Allowed
Conventional Jumbo Loan
Best if you are buying a home with an above-average purchase price or if you live in a more expensive housing market.
- Low Down Payment
- Competitive Interest Rates
- Mortgage Insurance (optional)
FHA Loan
A good option for first-time home buyers who might have a lower credit score or need a low minimum down payment.
- Low Down Payment
- Flexible Credit
- Competitive Interest Rates
- Low Mortgage Insurance
- Manufactured Housing Allowed
VA Loan
VA Loans are only available to veterans, active-duty military members and their surviving spouses.
- No Down Payment Required
- Competitive Interest Rates
- No Mortgage Insurance
- Manufactured Housing Allowed
VA Jumbo Loan
With a VA jumbo loan, homebuyers have increased access to homes in high-cost metro areas, while utilizing their VA loan benefits.
- No Down Payment
- Competitive Interest Rates
- Low Mortgage Insurance
USDA Rural Development
This is a 100% financed home loan, insured by the USDA to promote home ownership in less-dense communities.
- No Down Payment Required
- Competitive Interest Rates
- Low Mortgage Insurance
- Manufactured Housing Allowed
Investment Property
These loans are generally short term and cannot be your primary residence. This loan type is ideal if you want to purchase a property to rent out for future income, or you want to flip and sell for a profit.
Vacation & Second Homes
Secure that annual getaway and purchase your dream vacation home! There are more options than you’d think to finance a second property, so talk to us today about yours.
HUD 184 Loan
This program is specifically for American Indian and Alaska Native families. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance..
- Low Down Payment
- Competitive Interest Rates
- Low Mortgage Insurance
- Flexible Credit
- Manufactured Housing Allowed