Real estate loans are a type of financing that lets you purchase a property. They are available to homeowners and investors in Tulsa and surrounding areas. With a real estate loan, you can invest in a property that is not your primary residence.
Commercial real estate loans are available to finance a commercial property. Unlike a regular mortgage, the loan is secured by a lien against a business property. On the other hand, a typical home loan uses the residential property as the collateral.
A commercial real estate loan, or CRE, can apply to a range of properties, including offices, retail spaces, hotels, and industrial buildings. Many of our clients choose to invest in commercial property over residential rentals because the possible earning potential is greater.
However, there are some key factors to keep mind:
Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit. Funds from electronic direct deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day. Then, the funds will generally be available by the second business day after the day of the deposit.
Help Us Prevent Identity Fraud
According to the Federal Trade Commission, identity theft is the fastest-growing crime in the country. Our ability to feel safe is becoming more difficult with terrorism and crime on a steady increase.
The USA PATRIOT Act has paved the way for financial institutions to help prevent fraud, identity theft, and the spread of terrorism. It requires financial institutions to obtain more information from an individual or legal entity to help establish identity.
Your cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more forms of identification.
Identity theft is when someone has access to your personal information, such as your name, date of birth, and Social Security number, and uses it to commit fraud.
Identity thieves can cost you both time and money. Recognize the signs of ID theft and take immediate action.
Anyone can become a victim of identity (ID) theft. These steps can help reduce the risk of ID theft.
1) Secure your personal data.
2) Protect all of your devices.
3) You can control who can access your accounts.
If you are a victim of ID theft, act quickly. Report identity theft and get a recovery plan at IdentityTheft.gov.
United, we have the power to combat fraud. We believe that knowledge is the best defense against fraud. Learn more by visiting AARP Identity Theft or the Identity Theft Resource Center.